Santa Rosa, FL · On Pre-Sale Now + Early Buyer Incentives Pre-Sale Now · Santa Rosa, FL Skip to main content

VT Home Builders

Villages of Santa Rosa

Santa Rosa Beach, FL

Mortgage Starting At
$2,999/MO

Discover an exclusive collection of 33 meticulously crafted homes, where exceptional design meets coastal living. Nestled in the heart of Santa Rosa, Florida, these residences offer proximity to pristine beaches, world-class dining, and vibrant local attractions.

Villages of Santa Rosa — Render 1 Villages of Santa Rosa — Render 2 Villages of Santa Rosa — Render 3 Villages of Santa Rosa — Render 4 Villages of Santa Rosa — Render 5 Villages of Santa Rosa — Render 6 Villages of Santa Rosa — Render 7 Villages of Santa Rosa — Render 8 Villages of Santa Rosa — Render 9 Villages of Santa Rosa — Render 10 Villages of Santa Rosa — Render 11 Villages of Santa Rosa — Render 12

Leia, our AI Concierge, is available 24/7 · (448) 334-6267

Limited Offer · Only 8 Units Available

Unlock Early Buyer Incentives - First 8 Units Offer

Purchasing Price Starts At
$530,000 $499,000

First 8 units only — $530,000 thereafter

Valid Until September 21, 2026

39 Days
07 Hours
17 Minutes
50 Seconds

Make it yours—before anyone else does.

Every one of the first 8 townhomes includes all four incentives below:

1

$10K Smart Home Package

Watch the video to see everything included in the package.

2

$15K in Home Upgrades

Luxury coastal living, redefined — included in every one of the first 8 townhomes:

  • Italian Porcelain Tile
  • Gourmet Kitchen
  • Slim Shaker Cabinets
  • 10 Foot Ceilings
  • Floating Vanities
  • Gas Appliances
  • Freestanding Tubs
  • Tankless Water Heater
  • Smart Toilets
3

Up to $4K Discount on Closing Costs

Reduce your upfront expenses at the time of purchase.

4

1% Interest Rate Buy-Down for the First 2 Years

A lower mortgage rate for your first two years of ownership.

In addition, Early Buyers will have access to special customization options, such as selecting finish colors and other small upgrades.

Choose your finishes and bring your vision to life:

Paint Colors – Customize wall, trim, and cabinet tones
Countertops – Select your preferred surface and style
Backsplash – Add your touch to the kitchen aesthetic
Lighting – Choose your sconces and pendant lights
Claim Your Early Buyer Incentive

Step Inside the Vision

Step Inside the Vision video
Luxury Interior Finishes — Preview

Luxury Interior Finishes

Our Floor Plan

Villages of Santa Rosa

First Floor Plan First Floor — 3D View

First Floor

Villages of Santa Rosa

Second Floor Plan Second Floor — 3D View

Second Floor

Villages of Santa Rosa

Third Floor Plan Third Floor — 3D View

Third Floor

Features & Finishes

Every residence is built around the same standard of craftsmanship — from the kitchen and owner's suite to the systems you never see.

  • 10' ceilings on the main level, 9' on the upper floors
  • Engineered hardwood flooring throughout the living areas
  • 8' solid-core interior doors
  • Custom built-in closet systems in every bedroom
  • Foyer drop zone with built-in storage
  • Designer lighting package throughout
  • Oversized windows for natural light on every level
  • Coastal architecture with durable fiber-cement siding
  • Private fenced yard for each residence
  • Two-car garage, 200 sq ft
  • Professionally landscaped grounds with full irrigation
  • Paver driveways and walkways
  • Shared green space and shaded seating areas
  • Exterior lighting on automatic timers
  • Quartz countertops with full-height backsplash
  • Custom wood cabinetry with soft-close doors and drawers
  • Stainless steel appliance package
  • Gas range with vented hood
  • Oversized island with seating
  • Undermount sink with designer fixtures
  • Walk-in pantry
  • Owner's suite with walk-in closet and custom shelving
  • Frameless glass walk-in shower with tiled surround
  • Double vanity with quartz countertops
  • Private water closet
  • Tile flooring in all bathrooms
  • Every bedroom en-suite, including the downstairs guest room
  • Powder room on the main living level
  • Smart thermostat with remote control
  • Video doorbell and keyless entry
  • Pre-wired for high-speed internet and whole-home Wi-Fi
  • USB outlets in the kitchen and bedrooms
  • Smartphone-controlled garage door opener
  • Dedicated laundry room with washer and dryer connections
  • EV charger rough-in in the garage
  • High-efficiency HVAC with zoned control
  • Low-E insulated windows
  • Upgraded insulation package
  • Tankless gas water heater
  • LED lighting throughout
  • Energy-efficient appliances
  • Sealed attic and ductwork
  • Built to current Florida coastal building codes
  • Engineered foundation and framing
  • Impact-rated windows and exterior doors
  • Third-party inspections at every construction phase
  • 1-year builder warranty on workmanship
  • 2-year warranty on mechanical systems
  • 10-year structural warranty

Villages of Santa Rosa · Santa Rosa Beach, Florida

Own the building. Rent a floor.

Villages of Santa Rosa — first floor 3D view of the self-contained rental suite
First Floor — the rental suite, shown as built

The first floor of every townhome is built as a residence in its own right — private entrance, full kitchenette, its own utilities. Close it off from the stair and it becomes a self-contained home you can lease on a standard 12-month term, without changing the way you live upstairs.

Live upstairs, rent down. Or live on the first floor and rent the second and third. Either way, a tenant covers a large share of your mortgage from day one.

New home payment, as low as

$2,999/mo *

FHA 30-year fixed · 3.5% down

Estimated first floor rental income

− $1,500/mo

Based on average 1BR rent in Santa Rosa Beach

Your net monthly payment

$1,499/mo

Principal & interest only, after rental income

Your mortgage builds your wealth. Your tenant helps make the payment.

* Principal & interest only. Based on a $499,000 purchase price, 3.5% down ($17,465), FHA 30-year fixed at 6.31% (6.36% APR). UFMIP of 1.75% financed. Does not include monthly MIP (~$221/mo), property taxes, homeowners insurance, or HOA dues. Rate as of 8/11/26 per Bankrate and subject to daily change. This is not a commitment to lend; qualification required. Rental income is an estimate based on average 1BR rents in Santa Rosa Beach ($1,715/mo per Apartment Finder, Aug 2026) and is not guaranteed.

Why this matters

  • 01

    Lender-friendly. Projected rental income may help you qualify for the loan, not just pay it. Ask your lender about programs that count accessory-unit income.

  • 02

    Flexible across life stages. Rent the suite now, convert it to a guest room or home office later, rent it again when the kids leave.

  • 03

    No short-term rental headaches. This is long-term, stable income from a 12-month lease tenant — not a vacation rental.

  • 04

    Nothing else in the corridor offers this. Other new-construction communities sell you a place to live. Villages of Santa Rosa sells you a place to live that pays you back.

The Location

Where You'll Be

Tucked into Santa Rosa Beach, moments from the white sand of 30A and the heart of Florida's Emerald Coast.

Top Quality Home Materials

Sky View — Preview

Villages of Santa Rosa Sky View

Smart Home Systems

Every system in the development is fully integrated, automated, and controlled all from your phone.

Smart home systems diagram for the duplex homes at Villages of Santa Rosa: motorized shades, lighting, audio and entertainment, security, locks, networking, climate, appliances, power protection and EV charging
Smart home systems diagram for the townhomes at Villages of Santa Rosa: climate, audio and entertainment, security cameras, motorized shades, networking, lighting, power protection, EV charging, appliances and smart locks

VT Home Builders  |  Manning Smart Homes

Built for How You Live

Future-Proof Connectivity, Built In

Future-Proof Connectivity, Built In

Best-in-class internet infrastructure designed for today's speed—and ready to adapt seamlessly to tomorrow's innovations.

Inside the Future of Smart Living

Inside the Future of Smart Living

Join our partner Judd as he interviews Jake from Mississippi Smart Homes, highlighting innovative technology designed to enhance comfort, convenience, and control in your home.

Santa Rosa Local Offerings — Preview

Santa Rosa Local Offerings

Mortgage Calculator — Preview

Mortgage Calculator

Javascript Mortgage Calculator by MortgageCalculator.org

Client Stories

See What Our Clients Are Saying

01 / 05

50+ Years Of Excellence

Our seasoned team brings together over five decades of combined experience in luxury home construction and community development. Each member contributes unique expertise, from architectural innovation to sustainable building practices.

Team
Victor Bishara
Victor Bishara
Judd Tashie
Paul Tashie
Tina Baack
Colin Brady
Good to Know

FAQ

The essentials on reserving your home at Villages of Santa Rosa.

Homes at Villages of Santa Rosa start at $499,000. Estimated property taxes are approximately $5,000 per year. Our team can walk you through pricing for specific units.

Each home offers 2,250 sq ft of living space plus a 200 sq ft garage — 2,450 sq ft under roof — with 3 bedrooms and 3.5 bathrooms across three stories, including primary suites on both the 1st and 3rd floors. Two open floor plans are available: one with a larger great room, one with a larger kitchen.

The first 8 buyers receive a $10,000 Smart Home Technology Package included with their purchase. In addition, buyers choose either a 1% lender credit toward closing costs or a 1% no-cost rate buydown. Once the first 8 units are reserved, the package is no longer available.

We work with our preferred lender, Capital Citibank, offering FHA (3.5% down), VA (0% down for qualified veterans and active duty), and Conventional (5% down) loan programs. First-time buyers may qualify for up to 98% financing.

Homes are currently under construction, with estimated completion in late August 2026. Model home tours begin early August 2026 — in the meantime, our team can walk you through floor plans and financing.

Reserve with a $5,000 deposit and a signed contract of intent — there's no waitlist, so you can reserve directly. You'll want a mortgage pre-approval letter to begin, and the buying process typically takes 30 to 45 days.

HOA fees are still being finalized and will be billed quarterly. The documents are in final review, and you'll receive a 3-day disclosure period to review everything once under contract.

Leia, our AI Concierge, is available 24/7.

Past Projects

730 Old Hickory 1
730 Old Hickory 2
730 Old Hickory 3
730 Old Hickory 4
730 Old Hickory 5
730 Old Hickory 6
730 Old Hickory 7
730 Old Hickory 8
730 Old Hickory 9
730 Old Hickory 10
730 Old Hickory 11
730 Old Hickory 13
730 Old Hickory 14
730 Old Hickory 15
730 Old Hickory 16
730 Old Hickory 17
Nashville, TN

730 Old Hickory

  • 78 Townhome community
  • 2 and 3 Bedroom models
  • Dog park, grilling area, fountain
  • Completed 2025

Nashville Green Hills
Nashville, TN

Nashville Green Hills

  • 8 Single Family Homes
  • 3,900 – 4,600 sq. ft.
  • High-end custom design
  • Green Hills neighborhood

Westside Circle 1
Westside Circle 2
Westside Circle 3
Westside Circle 4
Westside Circle 5
Westside Circle 6
Westside Circle 7
Westside Circle 8
Westside Circle 9
Westside Circle 10
Westside Circle 11
Westside Circle 12
Westside Circle 13
Westside Circle 14
Westside Circle 15
Westside Circle 16
Westside Circle 17
Westside Circle 18
Nashville, TN

Westside Circle

  • 2 and 3 Bedroom models

Hidden Grove 1
Hidden Grove 2
Hidden Grove 3
Hidden Grove 4
Hidden Grove 5
Hidden Grove 6
Hidden Grove 7
Hidden Grove 8
Hidden Grove 9
Hidden Grove 10
Hidden Grove 11
Hidden Grove 12
Hidden Grove 13
Hidden Grove 14
Hidden Grove 15
Hidden Grove 16
Hidden Grove 17
Hidden Grove 18
Hidden Grove 19
Hidden Grove 20
Hidden Grove 21
Santa Rosa Beach, FL

Hidden Grove

  • 17 Single Family Homes
  • 3 and 4 Bedroom Homes
  • Community pool, steps from bay and beach
  • $700,000+ market